Roof Replacement in Unincorporated Miami-Dade, FL: Permits, Insurance & Cost
Unincorporated Miami-Dade roof permits are issued by the county and follow HVHZ rules (NOA product approvals, Roofing Application Standards). Implementing Order 4-63, effective October 1, 2026, sets roofing permit fees at $0.113 per sq ft of roof coverage (shingle and other types) and $0.144 per sq ft for tile, including overhangs.
Insurance
Roof-age rules are statewide: see the 15-year rule and Citizens roof requirements.
This area is in the HVHZ: HVHZ guide.
Contractors
We do not recommend specific contractors yet. Always verify the license with Florida DBPR and get 2β3 written estimates.
Sources
Last reviewed: November 2, 2026. Rules change; confirm with the official source.