Wind Mitigation Form OIR-B1-1802 (Rev 04/26)

What it documents

Construction features that reduce wind damage, such as roof covering, roof-deck attachment, roof-to-wall connection, roof shape, secondary water resistance and opening protection.

Rev 04/26

Per Citizens' guide, the Rev 04/26 form is required for inspections completed on or after 04/01/2026.

Insurer notice

Florida law (§627.711) requires insurers to notify policyholders of available mitigation discounts at issuance and at each renewal.

Free inspections

The My Safe Florida Home program offers free wind-mitigation inspections to eligible homeowners while funding lasts.

What to do

1. Ask your insurer which discounts you are not receiving.
2. Schedule a wind mitigation inspection (or apply to My Safe Florida Home).
3. Send the completed OIR-B1-1802 to your agent.

FAQ

Does a wind mitigation discount apply to my whole premium?

At Citizens, mitigation discounts apply only to the wind portion of the premium.

Are mobile homes eligible?

Citizens says wind mitigation discounts are not offered for mobile homes.

Check your roof risk →

Sources

• Citizens – Wind Loss Mitigation Guide (Rev 04/26)
• Citizens – Discounts
• Florida Statutes §627.711 (2026)
• My Safe Florida Home

Last reviewed: November 2, 2026. Rules change; confirm with the official source.